Insurance & Financing Policy
At Eccella Smiles in Jacksonville Beach, we believe everyone deserves exceptional dental care. While we’re an out-of-network provider, we’ve developed solutions to make quality dental care accessible and affordable for all our patients.
Insurance Options
As an out-of-network provider, we welcome and accept all PPO dental insurance plans where patients can go out-of-network. Our experienced team works directly with your insurance company to maximize your benefits and minimize your out-of-pocket expenses.
PPO Dental Insurance Plans We Accept
We work with numerous insurance carriers, including:
- Amertias
- Anthem BCBS
- Blue Cross Blue Shield (CA, TX, IL, MI)
- Arrington
- Cigna
- Connection Dental
- Freedom Life
- GEHA
- Humana
- Principal
- Sun Life
- Team Care
- The Standard
- United Concordia
- United Healthcare
- UMR
Even as an out-of-network provider, our team is experienced in submitting insurance claims on your behalf and helping you understand your coverage. We’ll work with you to estimate costs before treatment and ensure you receive the maximum benefits available under your plan.
Financing Options
We understand that insurance may not cover all dental procedures, particularly cosmetic treatments. That’s why we offer flexible financing options to help you achieve the smile you deserve without financial stress.
CareCredit
CareCredit is a healthcare credit card specifically designed for dental and health expenses not covered by insurance. Benefits include:
- Quick application process with immediate approval decisions
- Many patients qualify for 0% interest financing
- Low monthly payment options
- Revolving line of credit for future dental needs
- Can be used for the entire family
Insurance & Financing FAQ
Q: If you’re out-of-network, can I still use my insurance at Eccella Smiles?
A: Yes! We accept all PPO dental insurance plans that allow out-of-network benefits. Our team works directly with your insurance company to maximize your coverage.
Q: Do you offer payment plans?
A: Through CareCredit, many patients qualify for interest-free payment plans with convenient monthly payments.
Q: Will you bill my insurance directly?
A: Absolutely. We handle all insurance submissions for you, making the process seamless and hassle-free.
Q: How do I know what my out-of-pocket costs will be?
A: Our team provides detailed treatment plans with cost estimates before beginning any procedure, taking into account your specific insurance coverage.
Q: Does dental insurance cover cosmetic procedures?
A: Most dental insurance plans provide limited or no coverage for purely cosmetic procedures. However, many treatments serve both restorative and cosmetic purposes, which may be partially covered. Our financing options can help with procedures not covered by insurance.
Experience the Difference
At Eccella Smiles, we’re committed to providing the most modern dentistry possible with personal attention and genuine compassion. Our team works diligently to ensure financial considerations never stand in the way of you receiving the dental care you need and deserve.
Contact our office today to discuss your insurance and financing options. Call us at (904) 834-3737 with any questions about how we can make your dental care affordable.
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